Melbourne's Leading Asset Finance Broker

Get fast approval on business & asset finance in Melbourne. Dad’s Wallet offers competitive rates on truck, equipment, and car loans. Apply online today.

Melbourne's Leading Asset Finance Broker

Get fast approval on business & asset finance in Melbourne. Dad’s Wallet offers competitive rates on truck, equipment, and car loans. Apply online today.

About Us

Getting access to finance should be as simple as talking to dad.

When an opportunity pops up or expenses hit, relying on a credit card isn’t always the best move.

That’s where we come in. At Dad’s Wallet, we’ll talk you through your options and help you find the right finance solution that supports your goals while keeping costs under control.

As commercial finance experts, our team works quickly to secure the right outcome.

Rest assured, you’ll get the funding you need and get on with running your business.

Services We Provide

Commercial Asset Finance

Having a clear purpose behind borrowing can be a smart way to grow your business sooner.

With the right financing in place, you can invest in equipment, vehicles, tools, and other assets without the upfront strain.

In due time, you’ll be able to operate more efficiently and drive better results.

Equipment Finance Specialists

Truck Loans

Are you hunting for commercial truck loans? As Australia’s leading truck finance broker, Dad’s Wallet can help you with all…

Car Loans

Many businesses worldwide, irrespective of their scale, depend on a vehicle, ute, truck, motorbike, or even a fleet of vehicles…

Yellow Goods

Though heavy machinery, such as cranes, excavators, bulldozers and tractors, are expensive, they are essential assets needed to operate and…

Machinery

Looking to buy new machinery to operate your business? At Dad’s Wallet, we help businesses find the right machinery and…

Fit Out Finance

Your office or workplace needs to look good to impress customers and staff. Create an impressive shopfront or place of…

Older Asset Finance

Need old equipment or vehicles for your business but don’t have enough funds? This is where Dad’s Wallet commercial asset…

Low Doc Equipment Loan

When you need to purchase equipment to grow your business, there are better options than putting the bill on your…

Equipment Finance Specialists

Transport Loan

As a transport company, accessing finance is important. You need to be able to pay for cars, trucks, machinery and…

Agricultural Loan

As an agricultural business, every dollar counts. You need to ensure your cash flow is under control so you can…

Hospitality Loan

From the initial fit out to the wide range of equipment needed to operate your kitchen, the upfront expense of…

Construction Loan

Your construction business requires high cost equipment and tools in order to operate. Fund your purchases with a cost-effective loan…

Professional Service Loan

Professional Service providers may not require a great deal of machinery but there is still the expense of vehicles and…

Retail Loan

From the initial fit out to the purchase of stock and the marketing of your business, the upfront expense of…

Choose Your Loan

Consumer Vehicle Loans

Looking to buy a car or upgrade your current ride?

A vehicle loan can help you get behind the wheel sooner, without the upfront financial pressure. 

At Dad’s Wallet, we’ll help you find a car loan that suits your needs, budget, and lifestyle, so you can drive with confidence.

What is an Asset Finance Broker?

An asset finance broker helps you secure funding for things like vehicles, machinery, equipment, or tech, without the hassle of going from lender to lender yourself.

Instead of doing all the legwork, a broker will:

Compare finance options across multiple lenders

Negotiate terms that suit your situation

Handle the paperwork from start to finish

Keep the process moving quickly

The best part? We keep the process simple and stress-free.

At Dad’s Wallet, that means working closely with Australian business owners and everyday borrowers to secure finance solutions that work for you.

Why a Broker Beats a Bank?


Why limit yourself to one option when you could have plenty? With a broker by your side, you’re never on your own.

Access to More Lenders

A broker can compare options from a multitude of lenders, whereas going directly limits you to just one.

Fully Managed Application

A broker handles the whole process for you, so you’re not filling out multiple applications or chasing after different lenders.

Better Rates

A broker often has access to wholesale or broker-only rates that aren’t available when you go straight to a bank.

Zero Cost to You

The lender pays the broker’s commission, not you. You get the benefit of the service at no extra cost.

Need a hand? Have a quick chat with Dad’s Wallet and see what’s possible. 

Get to Know About

Why choose
Dad’s Wallet?

Avoid the hassle of trying
to apply for a loan on your
own.

Personalised Service
Personalised service

We work with you one on one to find the loan that’s most suitable for you.

Financial Specialist
Speak directly with a
qualified financial specialist

No more confusing online forms that don’t deliver what you really want.

Ideal for Businesses
Ideal for businesses

Access the finance you need to grow your business and create an exciting future.

Get Your Loan Sooner
Get your loan sooner

We know time is of the essence and give you fast answers on your loan application.

Stay on Top of Your Finances
Stay on top of your finances

A personal loan can help you to consolidate your debts so repayments are easier to manage.

Get the Cash You Need
Get the cash you need

Buy a car, pay for your wedding, plan the trip of a lifetime or upgrade your home with Dad’s Wallet.

2

Melbourne Asset Finance, Powered by Local Expertise

We work with clients all across Melbourne, supporting both businesses and individuals at every stage, whether you’re just getting started or looking to grow your business.

Backed by location-specific market expertise, we can match you with finance that fits your specific needs and cash flow.

If you’re not sure where to start, do not hesitate to get in touch for a quick chat.

Finance Solutions for New and Established Businesses

Whether you’ve just started with a brand-new ABN, you’re self-employed, or you’ve been running your business for years, there are finance options available to suit your situation.

Not every business has full financials ready to go, and at Dad’s Wallet, we understand that.

That’s why we offer flexible lending solutions that make it easier to secure funding without unnecessary hoops or extensive paperwork.

When you reach out, we’ll help structure a loan that works with your cash flow, so you can keep things running smoothly.

Industries We Serve

We work with a wide variety of industries that rely on vehicle and equipment fleets to operate and grow. Whether you’re just getting started or looking to expand your business, we’ll help you find the right finance solution.

Transport

Truck loans and fleet finance for owners and operators.

Construction

Finance for heavy machinery like excavators and cranes.

Agriculture

Funding for farm machinery and equipment.

Hospitality

Equipment for cafes, bars, restaurants, and event spaces.

Professional Services

Finance for office equipment and general business needs.

Retail

Support for shop fit-outs, stock, and equipment.

We also work with individuals across these industries, helping them secure vehicle and personal loans with a simple, straightforward approach.

Fast & hassle
free

  • Getting a fast and hassle-free loan is easy with Dad’s Wallet.
  • Speak to our specialists and we will walk you through the process to access the finance you need.
  • We provide an efficient service and connect with a range of Australian lenders so you can have approval in a matter of days, not weeks.

A Quick & Transparent Process

Getting started is easy!

Apply online or speak directly to someone from our team.

1

Contact Us
Contact Us

Let us know some details about yourself and what kind of loan you’re looking for.

2

Choose a Loan
Choose a Loan

We will make recommendations based on our experience as loan brokers.

3

Apply and Wait for Approval
Apply and Wait for Approval

We only submit your application if we have total confidence in your success.

Get a Quick Repayment Estimate

Want a rough idea of what your repayments could look like? Our loan calculator makes it easy to run the numbers in seconds.

Play around with different amounts and terms to see what fits your budget before you apply.

It’s a simple way to get clarity and feel more confident about your next step.

Testimonials

Hear from our clients

Dad’s wallet helped to lodge over $1 million worth of loan applications during our first month of business alone.

FAQ's

Is it better to go through a broker or a bank?

A broker gives you access to multiple lenders instead of just one. That means you'll have more options and potentially a better solution for your specific needs.

Can I get finance with a new ABN?

Yes, in most cases, you can. We have access to lenders that offer flexible options for new businesses.

How long does approval take?

It can be as quick as same-day or within 24–48 hours, depending on the lender and your application. However, bear in mind that more complex deals may take a little longer.

Do I need a deposit?

Not necessarily. Some loans can be approved with little to no deposit needed. However, this largely depends on your financial situation and the asset you’re purchasing. 

Are there fees to use a broker?

No. The lender will pay the broker’s commission, so you’ll be accessing the service at no extra cost.

Can I finance older vehicles or equipment?

Yes. Unlike bank financing, lenders are typically more open to financing older assets, depending on their condition and usage.

Can you help if I’ve been declined elsewhere?

Yes. Because we work with a variety of lenders, we can help you find alternative options that’ll suit your current situation.