Need to upgrade your construction gear, expand your fleet, or kick off bigger projects? At Dad’s Wallet, we make securing the right construction business loan in Australia easy—so you can get the heavy machinery, yellow goods, or materials you need without throwing your cash flow off balance.
Whether you’re a sole tradie, a growing builder, or running a major project, we’re here to make construction equipment finance fast, stress-free, and tailored to your business.
Need to upgrade your construction gear, expand your fleet, or kick off bigger projects? At Dad’s Wallet, we make securing the right construction business loan in Australia easy—so you can get the heavy machinery, yellow goods, or materials you need without throwing your cash flow off balance.
Whether you’re a sole tradie, a growing builder, or running a major project, we’re here to make construction equipment finance fast, stress-free, and tailored to your business.
If you’re in construction, chances are good you’re eligible. Typically, you’ll need:
Even if your credit isn’t spotless, don’t stress—we work with lenders who look at the bigger picture, not just the numbers.
If you’re in construction, chances are good you’re eligible. Typically, you’ll need:
Even if your credit isn’t spotless, don’t stress—we work with lenders who look at the bigger picture, not just the numbers.
Need new construction machinery without putting a dent in your cash flow?
A construction equipment loan can help you spread the cost over an agreed term, rather than paying for everything upfront. The equipment typically secures the loan, while you make regular repayments covering the principal and interest.
The result? You can upgrade your machinery without putting all your available cash into one purchase.
Need new construction machinery without putting a dent in your cash flow?
A construction equipment loan can help you spread the cost over an agreed term, rather than paying for everything upfront. The equipment typically secures the loan, while you make regular repayments covering the principal and interest.
The result? You can upgrade your machinery without putting all your available cash into one purchase.
In construction, having the right equipment can make a big difference to how your business operates. For builders and construction businesses, finance can be an investment that helps you:
Upgrading your construction equipment can also help you:
Opting for construction machinery finance can help you get the equipment you need today while putting your business in a stronger position for tomorrow.
In construction, having the right equipment can make a big difference to how your business operates. For builders and construction businesses, finance can be an investment that helps you:
Upgrading your construction equipment can also help you:
Opting for construction machinery finance can help you get the equipment you need today while putting your business in a stronger position for tomorrow.
We like to keep it straightforward (and paperwork-light):
Pick your loan – Choose the loan structure that fits your project and budget.
From the first call to final approval, we handle the heavy lifting—so you can stay focused on the job site.
We like to keep it straightforward (and paperwork-light):
Pick your loan – Choose the loan structure that fits your project and budget.
From the first call to final approval, we handle the heavy lifting—so you can stay focused on the job site.
Construction equipment finance can help fund the machinery and equipment required to keep building projects moving. Options may include:
Construction equipment finance can help fund the machinery and equipment required to keep building projects moving. Options may include:
Dad’s Wallet helps builders and construction businesses across Melbourne access finance for the machinery and equipment they need. We work with businesses in Richmond, Cranbourne, Thomastown, Pakenham and surrounding areas, helping you find finance options suited to your business and the assets you need.
Dad’s Wallet helps builders and construction businesses across Melbourne access finance for the machinery and equipment they need. We work with businesses in Richmond, Cranbourne, Thomastown, Pakenham and surrounding areas, helping you find finance options suited to your business and the assets you need.
We work with a panel of 40+ lenders, including major banks and specialist finance providers.
We work with a panel of 40+ lenders, including major banks and specialist finance providers.
Absolutely. It helps you invest in your business’s future without draining your current working capital.
Yes! Many of our lenders are happy to support new businesses with the right documents and setup.
It varies based on the asset, your financials, and the loan type—but loans from $10K to $2M+ are available.
Everything from excavators, cranes and tipper trucks to site sheds, tools, scaffolding, and more.
Construction loan repayments are usually made in regular instalments over an agreed term. Each payment generally covers part of the amount borrowed plus interest, with the exact repayment structure depending on the lender, loan amount, and your business.
At Dad’s Wallet, we compare options from a range of lenders to help find a repayment plan that works for your business and cash flow.
Yes, potentially. Dad’s Wallet helps Australian businesses access finance for machinery, vehicles, equipment, and other business needs. Lenders will consider factors such as your ABN, business activity, and financial position. A perfect credit history isn’t always required, and approval depends on your circumstances and the lender’s criteria.
Possibly. A bad credit history doesn’t automatically rule you out. Dad’s Wallet works with lenders who consider your overall business position and factors such as your ABN, time in business, financial position, existing debts, and the equipment you want to finance may be considered. Approval isn’t guaranteed, but we can help you explore suitable finance options for your construction business.
Yes, potentially. Dad’s Wallet can help finance commercial renovations, office upgrades, site facilities, and fit-outs. Depending on the project, fit-out finance may be a more suitable option. Terms and approval will depend on your business and the lender’s criteria.
It can be as quick as same-day or within 24-48 hours, depending on the lender and your application. However, bear in mind that more complex deals may take a little longer.
No. The lender will pay the broker’s commission, so you’ll be accessing the service at no extra cost.
Absolutely. It helps you invest in your business’s future without draining your current working capital.
Yes! Many of our lenders are happy to support new businesses with the right documents and setup.
It varies based on the asset, your financials, and the loan type—but loans from $10K to $2M+ are available.
Everything from excavators, cranes and tipper trucks to site sheds, tools, scaffolding, and more.
Construction loan repayments are usually made in regular instalments over an agreed term. Each payment generally covers part of the amount borrowed plus interest, with the exact repayment structure depending on the lender, loan amount, and your business.
At Dad’s Wallet, we compare options from a range of lenders to help find a repayment plan that works for your business and cash flow.
Yes, potentially. Dad’s Wallet helps Australian businesses access finance for machinery, vehicles, equipment, and other business needs. Lenders will consider factors such as your ABN, business activity, and financial position. A perfect credit history isn’t always required, and approval depends on your circumstances and the lender’s criteria.
Possibly. A bad credit history doesn’t automatically rule you out. Dad’s Wallet works with lenders who consider your overall business position and factors such as your ABN, time in business, financial position, existing debts, and the equipment you want to finance may be considered. Approval isn’t guaranteed, but we can help you explore suitable finance options for your construction business.
Yes, potentially. Dad’s Wallet can help finance commercial renovations, office upgrades, site facilities, and fit-outs. Depending on the project, fit-out finance may be a more suitable option. Terms and approval will depend on your business and the lender’s criteria.
It can be as quick as same-day or within 24-48 hours, depending on the lender and your application. However, bear in mind that more complex deals may take a little longer.
No. The lender will pay the broker’s commission, so you’ll be accessing the service at no extra cost.
Here’s why businesses across Australia trust Dad’s Wallet for their construction finance:
We’ve helped thousands of tradies and business owners sort their finance without the typical bank run-around—and we’re only just getting started.
Here’s why businesses across Australia trust Dad’s Wallet for their construction finance:
We’ve helped thousands of tradies and business owners sort their finance without the typical bank run-around—and we’re only just getting started.
Need a new excavator? A fleet of trucks? A site shed? Dad’s Wallet makes securing the right construction loan simple.
We back you from the first chat to the final paperwork—so you can build bigger, better, and faster.
📞 Call us today on 1300 003 237 or fill out our online form to get started.
Your next big project—and your next big win—is just around the corner.
Need a new excavator? A fleet of trucks? A site shed? Dad’s Wallet makes securing the right construction loan simple.
We back you from the first chat to the final paperwork—so you can build bigger, better, and faster.
📞 Call us today on 1300 003 237 or fill out our online form to get started.
Your next big project—and your next big win—is just around the corner.
Contact Dad’s Wallet. We have extensive experience as loan broker in Australia.
