Construction Loans That Work as Hard as You Do

Need to upgrade your construction gear, expand your fleet, or kick off bigger projects? At Dad’s Wallet, we make securing the right construction business loan in Australia easy—so you can get the heavy machinery, yellow goods, or materials you need without throwing your cash flow off balance.

Whether you’re a sole tradie, a growing builder, or running a major project, we’re here to make construction equipment finance fast, stress-free, and tailored to your business.

Construction Loans That Work as Hard as You Do

Need to upgrade your construction gear, expand your fleet, or kick off bigger projects? At Dad’s Wallet, we make securing the right construction business loan in Australia easy—so you can get the heavy machinery, yellow goods, or materials you need without throwing your cash flow off balance.

Whether you’re a sole tradie, a growing builder, or running a major project, we’re here to make construction equipment finance fast, stress-free, and tailored to your business.

Who’s Eligible for a Construction Loan?

If you’re in construction, chances are good you’re eligible. Typically, you’ll need:

An active ABN

Details of the equipment or assets (new or used)

Financials (bank statements, BAS, or similar)

Even if your credit isn’t spotless, don’t stress—we work with lenders who look at the bigger picture, not just the numbers.

Who’s Eligible for a Construction Loan?

If you’re in construction, chances are good you’re eligible. Typically, you’ll need:

An active ABN

Details of the equipment or assets (new or used)

Financials (bank statements, BAS, or similar)

Even if your credit isn’t spotless, don’t stress—we work with lenders who look at the bigger picture, not just the numbers.

Why Construction Business Loans Make Sense

In construction, having the right equipment isn’t optional—it’s essential. The right loan helps you:

✔️ Fund new or used construction machinery and vehicles
✔️ Manage cash flow by spreading costs over time
✔️ Take on bigger projects with confidence
✔️ Stay competitive with reliable, up-to-date gear

A construction loan isn’t just about buying equipment—it’s about setting your business up for serious growth.



    Why Construction Business Loans Make Sense

    In construction, having the right equipment isn’t optional—it’s essential. The right loan helps you:

    ✔️ Fund new or used construction machinery and vehicles
    ✔️ Manage cash flow by spreading costs over time
    ✔️ Take on bigger projects with confidence
    ✔️ Stay competitive with reliable, up-to-date gear

    A construction loan isn’t just about buying equipment—it’s about setting your business up for serious growth.



      Our Simple Construction Loan Process

      We like to keep it straightforward (and paperwork-light):

      • Chat with us – Tell us about your business and what you need.
      • We do the legwork – We compare lenders and find the best options for you.
      • Pick your loan – Choose the loan structure that fits your project and budget.

      • Get approved – Fast approvals, minimal stress, no dramas.
      • Get growing – With new equipment in place, your business can hit new heights.

      From the first call to final approval, we handle the heavy lifting—so you can stay focused on the job site.

      Our Simple Construction Loan Process

      We like to keep it straightforward (and paperwork-light):

      • Chat with us – Tell us about your business and what you need.
      • We do the legwork – We compare lenders and find the best options for you.
      • Pick your loan – Choose the loan structure that fits your project and budget.

      • Get approved – Fast approvals, minimal stress, no dramas.
      • Get growing – With new equipment in place, your business can hit new heights.

      From the first call to final approval, we handle the heavy lifting—so you can stay focused on the job site.

      The Big Benefits of Upgrading Your Construction Equipment

      Still thinking about it? Here’s what better gear really means for your business:

      Faster project completion

      More jobs, more revenue

      Fewer breakdowns

      Less downtime, more reliability

      Better workmanship

      Stay competitive with better tools

      Healthier profits

      Improved efficiency often means higher margins

      A smart construction loan in Australia can take you from surviving to absolutely thriving.

      The Big Benefits of Upgrading Your Construction Equipment

      Still thinking about it? Here’s what better gear really means for your business:

      Faster project completion

      More jobs, more revenue

      Fewer breakdowns

      Less downtime, more reliability

      Better workmanship

      Stay competitive with better tools

      Healthier profits

      Improved efficiency often means higher margins

      A smart construction loan in Australia can take you from surviving to absolutely thriving.

      Common Questions About Construction Loans

      We’ve Got Answers.

      Absolutely. It helps you invest in your business’s future without draining your current working capital.

      Yes! Many of our lenders are happy to support new businesses with the right documents and setup.

      It varies based on the asset, your financials, and the loan type—but loans from $10K to $2M+ are available.

      Everything from excavators, cranes and tipper trucks to site sheds, tools, scaffolding, and more.

      Common Questions About Construction Loans

      We’ve Got Answers.

      Absolutely. It helps you invest in your business’s future without draining your current working capital.

      Yes! Many of our lenders are happy to support new businesses with the right documents and setup.

      It varies based on the asset, your financials, and the loan type—but loans from $10K to $2M+ are available.

      Everything from excavators, cranes and tipper trucks to site sheds, tools, scaffolding, and more.

      The Dad’s Wallet Advantage

      Here’s why businesses across Australia trust Dad’s Wallet for their construction finance:

      Fast approvals

      Get the green light quickly and get moving

      Minimal paperwork

      We do the boring bits for you

      Tailored solutions

      Loans shaped around your business

      Real advice from real people

      No bots, no scripts, just experts

      Huge lender network

      We shop around, so you don’t have to

      We’ve helped thousands of tradies and business owners sort their finance without the typical bank run-around—and we’re only just getting started.

      The Dad’s Wallet Advantage

      Here’s why businesses across Australia trust Dad’s Wallet for their construction finance:

      Fast approvals

      Get the green light quickly and get moving

      Minimal paperwork

      We do the boring bits for you

      Tailored solutions

      Loans shaped around your business

      Real advice from real people

      No bots, no scripts, just experts

      Huge lender network

      We shop around, so you don’t have to

      We’ve helped thousands of tradies and business owners sort their finance without the typical bank run-around—and we’re only just getting started.

      Let’s Get Your Business Building—Without the Finance Headache

      Need a new excavator? A fleet of trucks? A site shed? Dad’s Wallet makes securing the right construction loan simple.
      We back you from the first chat to the final paperwork—so you can build bigger, better, and faster.

      📞 Call us today on 1300 003 237 or fill out our online form to get started.

      Your next big project—and your next big win—is just around the corner.

      Let’s Get Your Business Building—Without the Finance Headache

      Need a new excavator? A fleet of trucks? A site shed? Dad’s Wallet makes securing the right construction loan simple.
      We back you from the first chat to the final paperwork—so you can build bigger, better, and faster.

      📞 Call us today on 1300 003 237 or fill out our online form to get started.

      Your next big project—and your next big win—is just around the corner.