Your workspace says a lot about your brand. Whether you’re opening a new café, fitting out a retail shop, upgrading an office, or launching a gym—Dad’s Wallet makes it easy to secure the fit out finance you need to bring your business vision to life.
With fast approvals, flexible repayments, and expert support, we’ll help you fund a stylish and functional space without the financial strain.
Your workspace says a lot about your brand. Whether you’re opening a new café, fitting out a retail shop, upgrading an office, or launching a gym—Dad’s Wallet makes it easy to secure the fit out finance you need to bring your business vision to life.
With fast approvals, flexible repayments, and expert support, we’ll help you fund a stylish and functional space without the financial strain.
Looks matter. Function matters. And first impressions? They stick.
But let’s be real—fit outs aren’t cheap. That’s where a well-structured fit out loan comes in. With Dad’s Wallet, you can:
Whether you’re refreshing your shopfront or launching a brand-new office, fit out finance helps you get it done—without putting your cash flow at risk.
Looks matter. Function matters. And first impressions? They stick.
But let’s be real—fit outs aren’t cheap. That’s where a well-structured fit out loan comes in. With Dad’s Wallet, you can:
Whether you’re refreshing your shopfront or launching a brand-new office, fit out finance helps you get it done—without putting your cash flow at risk.
Our business fit out loans can cover almost any cost related to creating, updating, or expanding your commercial space, including:
From boutique salons to busy clinics, our clients come from every corner of Australian business.
Our business fit out loans can cover almost any cost related to creating, updating, or expanding your commercial space, including:
From boutique salons to busy clinics, our clients come from every corner of Australian business.
Every commercial space has different fit-out requirements. Dad’s Wallet can help you finance the essential fit-out items needed to get your premises ready for business, with flexible finance options designed to help protect your working capital.
Set up your new office without tying up the cash you need to run or grow your business. Office fit-out finance can help cover essential items such as employee workstations, meeting rooms, air conditioning, and acoustic treatments.
Whether you’re moving into your first commercial premises or refurbishing an existing workspace, the team at Dad’s Wallet can help structure finance around your eligible fit-out assets and project requirements.
Typical inclusions:
Turn an empty tenancy into a functional retail space with finance for the fixtures and finishes you need to open your doors. Retail fit-out finance can cover everything from shopfronts and custom joinery to display shelving, point-of-sale systems, signage and lighting.
Typical inclusions:
Specialist businesses often have higher fit-out costs because they require purpose-built equipment and spaces. Dad’s Wallet can help finance eligible fit-out assets for hospitality venues, gyms, medical practices and allied health clinics, allowing you to get your premises operational without using all your available working capital upfront.
Typical inclusions:
Every commercial space has different fit-out requirements. Dad’s Wallet can help you finance the essential fit-out items needed to get your premises ready for business, with flexible finance options designed to help protect your working capital.
Set up your new office without tying up the cash you need to run or grow your business. Office fit-out finance can help cover essential items such as employee workstations, meeting rooms, air conditioning, and acoustic treatments.
Whether you’re moving into your first commercial premises or refurbishing an existing workspace, the team at Dad’s Wallet can help structure finance around your eligible fit-out assets and project requirements.
Typical inclusions:
Turn an empty tenancy into a functional retail space with finance for the fixtures and finishes you need to open your doors. Retail fit-out finance can cover everything from shopfronts and custom joinery to display shelving, point-of-sale systems, signage and lighting.
Typical inclusions:
Specialist businesses often have higher fit-out costs because they require purpose-built equipment and spaces. Dad’s Wallet can help finance eligible fit-out assets for hospitality venues, gyms, medical practices and allied health clinics, allowing you to get your premises operational without using all your available working capital upfront.
Typical inclusions:
We’ve helped businesses across retail, hospitality, healthcare, and professional services secure the funding they need to make their space work better.
Here’s why clients trust us:
Borrow up to $250,000 – For fit outs big or small
Flexible repayment terms – Matched to your cash flow
40+ lending partners – More choice, better rates
One-on-one support – Real people, real advice
Fast approvals – Because delays cost money
No fluff, no stress—just smart finance made simple.
We’ve helped businesses across retail, hospitality, healthcare, and professional services secure the funding they need to make their space work better.
Here’s why clients trust us:
Borrow up to $250,000 – For fit outs big or small
Flexible repayment terms – Matched to your cash flow
40+ lending partners – More choice, better rates
One-on-one support – Real people, real advice
Fast approvals – Because delays cost money
No fluff, no stress—just smart finance made simple.
At Dad’s Wallet, we simplify the process of getting a fit out loan by doing the heavy lifting for you. Here’s how:
At Dad’s Wallet, we simplify the process of getting a fit out loan by doing the heavy lifting for you. Here’s how:
Whether you’re leasing, buying, or expanding—we’ll help you access the best-fit out finance solution in Australia.
Whether you’re leasing, buying, or expanding—we’ll help you access the best-fit out finance solution in Australia.
Dad’s Wallet helps Melbourne businesses secure commercial fitout financing to cover the fitout costs required to get their premises ready for business. Whether you’re opening a new location, relocating, expanding, or refurbishing an existing space, we can help structure finance around your project requirements and cash flow.
We provide fit-out finance solutions across Melbourne, including:
Planning a commercial fit-out anywhere across Melbourne? Contact Dad’s Wallet to discuss your finance options.
Dad’s Wallet helps Melbourne businesses secure commercial fitout financing to cover the fitout costs required to get their premises ready for business. Whether you’re opening a new location, relocating, expanding, or refurbishing an existing space, we can help structure finance around your project requirements and cash flow.
We provide fit-out finance solutions across Melbourne, including:
Planning a commercial fit-out anywhere across Melbourne? Contact Dad’s Wallet to discuss your finance options.
The cost of fit-out finance depends on factors such as:
Interest rates and fees vary between lenders and applications. Secured finance may offer more competitive rates, while unsecured options can provide greater flexibility where property or asset security isn’t available.
Fit-out finance can be structured with regular repayments over an agreed term, helping you spread the cost of your project rather than paying for everything upfront. Depending on the lender and your circumstances, repayment options may include weekly, fortnightly or monthly payments.
When assessing your options, Dad’s Wallet considers your business cash flow and finance requirements to help find a structure that works alongside your ongoing operating costs.
The cost of fit-out finance depends on factors such as:
Interest rates and fees vary between lenders and applications. Secured finance may offer more competitive rates, while unsecured options can provide greater flexibility where property or asset security isn’t available.
Fit-out finance can be structured with regular repayments over an agreed term, helping you spread the cost of your project rather than paying for everything upfront. Depending on the lender and your circumstances, repayment options may include weekly, fortnightly or monthly payments.
When assessing your options, Dad’s Wallet considers your business cash flow and finance requirements to help find a structure that works alongside your ongoing operating costs.
A new space may require additional assets beyond the fit-out itself. Dad’s Wallet offers finance options for a range of business equipment and technology, including:
By combining fit-out finance with the right asset finance options, you can get your premises ready for business while managing your cash flow.
A new space may require additional assets beyond the fit-out itself. Dad’s Wallet offers finance options for a range of business equipment and technology, including:
By combining fit-out finance with the right asset finance options, you can get your premises ready for business while managing your cash flow.
We work with a panel of 40+ lenders, including major banks and specialist finance providers.
We work with a panel of 40+ lenders, including major banks and specialist finance providers.
Yes! Many business owners use fit out finance to upgrade leased premises. Just check your lease terms and landlord approvals.
We work with start-ups and new business owners. As long as you have an ABN and a solid business plan or revenue forecast, we can explore your options.
Not always. Fit out loans can be unsecured, secured against the fit out assets, or tailored depending on your profile.
In many cases, we can secure pre-approval within 24–72 hours.
Yes! Fit out finance can cover professional services, equipment, materials, and much more.
No. The lender will pay the broker’s commission, so you’ll be accessing the service at no extra cost.
Commercial fit-out loan repayments are usually made in regular instalments over an agreed term. Each payment generally covers part of the amount borrowed plus interest, with the exact repayment structure depending on the lender, loan amount, and your business.
At Dad’s Wallet, we compare options from a range of lenders to help find a repayment plan that works for your business and cash flow.
Possibly. A bad credit history doesn’t automatically rule you out. Dad’s Wallet works with lenders who consider your overall business position and factors such as your ABN, time in business, financial position, existing debts, and the equipment you want to finance. Approval isn’t guaranteed, but we can help you explore suitable finance options for your business.
Yes! Many business owners use fit out finance to upgrade leased premises. Just check your lease terms and landlord approvals.
We work with start-ups and new business owners. As long as you have an ABN and a solid business plan or revenue forecast, we can explore your options.
Not always. Fit out loans can be unsecured, secured against the fit out assets, or tailored depending on your profile.
In many cases, we can secure pre-approval within 24–72 hours.
Yes! Fit out finance can cover professional services, equipment, materials, and much more.
No. The lender will pay the broker’s commission, so you’ll be accessing the service at no extra cost.
Commercial fit-out loan repayments are usually made in regular instalments over an agreed term. Each payment generally covers part of the amount borrowed plus interest, with the exact repayment structure depending on the lender, loan amount, and your business.
At Dad’s Wallet, we compare options from a range of lenders to help find a repayment plan that works for your business and cash flow.
Possibly. A bad credit history doesn’t automatically rule you out. Dad’s Wallet works with lenders who consider your overall business position and factors such as your ABN, time in business, financial position, existing debts, and the equipment you want to finance. Approval isn’t guaranteed, but we can help you explore suitable finance options for your business.
Planning a fit out is exciting, but paying for it shouldn’t keep you up at night. Let Dad’s Wallet help you access the funding you need to build the space your team and customers deserve.
📞 Call us on 1300 003 237 or fill out our online form to get started today.
We’ll help you turn your vision into a space that works—and wows.
Planning a fit out is exciting, but paying for it shouldn’t keep you up at night. Let Dad’s Wallet help you access the funding you need to build the space your team and customers deserve.
📞 Call us on 1300 003 237 or fill out our online form to get started today.
We’ll help you turn your vision into a space that works—and wows.
Contact Dad’s Wallet. We have extensive experience as loan broker in Australia.
