Business Car Loans Made Simple

Need a ute, van, or business vehicle to get your operations moving? At Dad’s Wallet, we make it easy to secure the right car loan for your business—without the runaround, confusing fine print, or costly delays.

Whether you’re replacing an old vehicle, expanding your fleet, or just getting started, our experts help you lock in tailored finance options that keep your business running efficiently.

Business Car Loans Made Simple

Need a ute, van, or business vehicle to get your operations moving? At Dad’s Wallet, we make it easy to secure the right car loan for your business—without the runaround, confusing fine print, or costly delays.

Whether you’re replacing an old vehicle, expanding your fleet, or just getting started, our experts help you lock in tailored finance options that keep your business running efficiently.

Switch the Gears of Your Business with a Business Car Loan

For many business owners, vehicles are essential. Whether it’s a ute on a job site, a van for deliveries, or a car for client meetings—having the right wheels is key to keeping things moving.

A business car loan helps you:

Fund new or used vehicles without draining your cash flow

Spread out costs with flexible repayment terms

Unlock potential tax deductions and GST benefits

Access ownership pathways suited to your business structure

Keep your business mobile, productive, and profitable

From solo operators to full fleets—if it’s business on wheels, we’ll help you finance it.

Switch the Gears of Your Business with a Business Car Loan

For many business owners, vehicles are essential. Whether it’s a ute on a job site, a van for deliveries, or a car for client meetings—having the right wheels is key to keeping things moving.

A business car loan helps you:

Fund new or used vehicles without draining your cash flow

Spread out costs with flexible repayment terms

Unlock potential tax deductions and GST benefits

Access ownership pathways suited to your business structure

Keep your business mobile, productive, and profitable

From solo operators to full fleets—if it’s business on wheels, we’ll help you finance it.

What Vehicles Can You Finance?

You’re not just limited to cars. We can help finance a wide range of business-use vehicles, including:

Small Vehicles

  • Sedans & hatchbacks
  • Work vans
  • Work utes
  • Motorcycles
  • Jet skis (for commercial operators)

Larger Vehicles

  • Delivery vans
  • Caravans
  • Buses
  • Trucks & trailers

Specialised Vehicles

  • Construction vehicles
  • Boats (used for commercial purposes)
  • Fleet vehicles

If it’s road-ready and part of your business operation, we’ll help you fund it.



    What Vehicles Can You Finance?

    You’re not just limited to cars. We can help finance a wide range of business-use vehicles, including:

    Small Vehicles

    • Sedans & hatchbacks
    • Work vans
    • Work utes
    • Motorcycles
    • Jet skis (for commercial operators)

    Larger Vehicles

    • Delivery vans
    • Caravans
    • Buses
    • Trucks & trailers

    Specialised Vehicles

    • Construction vehicles
    • Boats (used for commercial purposes)
    • Fleet vehicles

    If it’s road-ready and part of your business operation, we’ll help you fund it.



      How Dad’s Wallet Makes It Easy

      We know you’ve got better things to do than chase down car finance. That’s why we keep it simple:

      Chat with us – Tell us what your business needs

      We compare lenders – We do the shopping for you

      We compare lenders – We do the shopping for you

      You choose your loan – Pick the repayment structure that suits you

      Fast approval – So you can drive away quickly

      We’re with you the whole way – From application to purchase

      No jargon. No stress. Just clear advice and real support.

      How Dad’s Wallet Makes It Easy

      We know you’ve got better things to do than chase down car finance. That’s why we keep it simple:

      Chat with us – Tell us what your business needs

      We compare lenders – We do the shopping for you

      We compare lenders – We do the shopping for you

      You choose your loan – Pick the repayment structure that suits you

      Fast approval – So you can drive away quickly

      We’re with you the whole way – From application to purchase

      No jargon. No stress. Just clear advice and real support.

      What Is a Business Car Loan

      A business car loan is designed for companies and sole traders who need a vehicle primarily for business use—meaning more than 50% of the vehicle’s usage must be for business purposes.

      Popular types of business car finance in Australia include:

      What Is a Business Car Loan

      A business car loan is designed for companies and sole traders who need a vehicle primarily for business use—meaning more than 50% of the vehicle’s usage must be for business purposes.

      Popular types of business car finance in Australia include:

      Chattel Mortgage

      You own the vehicle from day one, with the car as security

      Commercial Hire Purchase (CHP)

      Use the vehicle while making payments, then own it

      Finance Lease

      The lender owns the car, and you lease it for your business

      Rent-to-Own

      Ideal for newer businesses or with limited credit history

      The only requirement? A valid ABN and a genuine business need.

      Chattel Mortgage

      You own the vehicle from day one, with the car as security

      Commercial Hire Purchase (CHP)

      Use the vehicle while making payments, then own it

      Finance Lease

      The lender owns the car, and you lease it for your business

      Rent-to-Own

      Ideal for newer businesses or with limited credit history

      The only requirement? A valid ABN and a genuine business need.

      Common Questions About Business Car Loans

      We’ve Got Answers.

      A business car loan is used for vehicles that serve a business purpose more than 50% of the time. It may also unlock GST and tax advantages that personal loans don’t.

      Yes, some lenders consider overall business performance or offer alternative finance like rent-to-own.

      No, just an active ABN and a business use case for the vehicle.

      Absolutely. Many of our clients choose used vehicles to keep costs down.

      We can help you with fleet finance or staggered purchases based on your cash flow.

      Common Questions About Business Car Loans

      We’ve Got Answers.

      A business car loan is used for vehicles that serve a business purpose more than 50% of the time. It may also unlock GST and tax advantages that personal loans don’t.

      Yes, some lenders consider overall business performance or offer alternative finance like rent-to-own.

      No, just an active ABN and a business use case for the vehicle.

      Absolutely. Many of our clients choose used vehicles to keep costs down.

      We can help you with fleet finance or staggered purchases based on your cash flow.

      Benefits of Business Car Loans

      Smart business car finance isn’t just about driving away today—it’s about long-term value. Here’s how a well-structured car loan helps you grow:

      Preserve Cash Flow

      No huge upfront outlay

      Tax Benefits

      Potential deductions for interest and depreciation

      Flexible Repayments

      Options to match your income cycle

      Get the Vehicle Sooner

      Drive away fast and start using it

      Reduced Risk

      Secured loans mean lower rates

      Own It Outright

      Depending on your loan type

      The right car loan helps your business stay nimble, competitive, and scalable.

      Benefits of Business Car Loans

      Smart business car finance isn’t just about driving away today—it’s about long-term value. Here’s how a well-structured car loan helps you grow:

      Preserve Cash Flow

      No huge upfront outlay

      Tax Benefits

      Potential deductions for interest and depreciation

      Flexible Repayments

      Options to match your income cycle

      Get the Vehicle Sooner

      Drive away fast and start using it

      Reduced Risk

      Secured loans mean lower rates

      Own It Outright

      Depending on your loan type

      The right car loan helps your business stay nimble, competitive, and scalable.

      Why Choose Dad’s Wallet?

      Here’s what makes us the go-to for business owners across Australia:

      Real people, real advice

      No bots, just expert brokers who get your business

      Tailored lending

      Whether you’re a sole trader or running a fleet

      Huge lender network

      So you get the best loan, not just the first one

      One-on-one service

      We listen, explain, and walk you through the whole process

      Extensive rural lender network

      Access to finance options built for the ag industry

      Within our first month of operation, we helped lodge over $1 million in business loan applications—and that’s just the beginning.

      Why Choose Dad’s Wallet?

      Here’s what makes us the go-to for business owners across Australia:

      Real people, real advice

      No bots, just expert brokers who get your business

      Tailored lending

      Whether you’re a sole trader or running a fleet

      Huge lender network

      So you get the best loan, not just the first one

      One-on-one service

      We listen, explain, and walk you through the whole process

      Extensive rural lender network

      Access to finance options built for the ag industry

      Within our first month of operation, we helped lodge over $1 million in business loan applications—and that’s just the beginning.

      Get the Right Vehicle for the Road Ahead

      Whether you’re expanding your fleet, replacing a work ute, or gearing up for growth, Dad’s Wallet makes it easier to get the loan—and the car—you need to keep your business moving forward.

      📞 Call us on 1300 003 237 or fill out our online form to get started today.

      We make business car loans as easy as borrowing from Dad—minus the awkward family dinner.

      Get the Right Vehicle for the Road Ahead

      Whether you’re expanding your fleet, replacing a work ute, or gearing up for growth, Dad’s Wallet makes it easier to get the loan—and the car—you need to keep your business moving forward.

      📞 Call us on 1300 003 237 or fill out our online form to get started today.

      We make business car loans as easy as borrowing from Dad—minus the awkward family dinner.