No matter the size of your business – whether you’re a small or medium-sized enterprise or expanding a new or growing venture – we’ve got the most competitive heavy vehicle finance on the market, perfectly tailored to suit your needs and requirements. Our brokers are the go-to experts when it comes to sourcing the lowest rates available and the most flexible terms for light, medium and heavy-duty trucks across all industries.
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Why choose Dad’s Wallet?
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your truck loan.
Get Pre-Approval
Save time, money, and worry – Get Pre-Approval for your finance. You’ll be good to go when you find your dream truck.
Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Expertly Sourced, Low Rate Truck Loans with Dad's wallet Finance Australia
Explore the full range of credit facilities available on the market – Chattel Mortgage, Rent-to-Own, Leasing and Commercial Hire Purchase. Whatever credit facility you select, our application process is quick and easy. Not only that, but the borrowers that engage dad’s wallet Finance feel confident they can make a fully-informed decision on their truck loan thanks to the comprehensive information provided by our expert brokers.
Truck finance guides and resources
Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.
Truck finance
Specialist Truck Finance
Business Finance
Introduction to Truck Loans for Commercial Operations
Commercial truck loans enable business operators to acquire the vehicles they need without sacrificing capital on significant upfront costs. By allowing the acquisition expense to be paid over a negotiated term, the high cost of heavy vehicles can be more affordable. Capitalise on investing in heavy vehicles by taking advantage of our specialist lending services. As experts in asset acquisition financing, we can source and tailor loan packages to meet your unique requirements and objectives.
Our commercial truck loan credit facilities attract fixed rates, fixed terms of 1 to 7 years and fixed repayment schedules. Tax deductions are also available, as well as a variety of loan structuring options including a balloon payment for Chattel Mortgage and CHP, a residual with Leasing, and buyback for Rent-to-Own.
Unlock the Full Suite of Truck Credit Facilities
As a blockbuster brokerage in the truck lending sector, we have the full range of credit facilities available to us – Chattel Mortgage, Rent-to-Own, Leasing, and Commercial Hire Purchase. A varying range of interest rates exist across these credit facilities which can make it hard for borrowers to identify the right choice. By leveraging our expertise and extensive list of lenders, we make the comparison process easy and can identify the best possible rate and loan terms available for your business’s specific financial situation.
All types of heavy vehicles may be financed with our truck loans, including all makes, models, used and new, light, medium and heavy duty, with all types of fuel systems. We also offer no-deposit financing, subject to individual lender approvals. Whether you’re a sole trader, SME, large business or other type of enterprise – we provide flexible, tailored truck finance for the purchase of single, multiple or full fleet units.
Better Terms with Over 80 Truck Financing Lenders
If you’re in the market for a new or second-hand truck, our dedicated Jade Finance brokers can match you with your ideal lender and find the right loan for your specific commercial goals and objectives. We have extensive access to competitive rates and flexible terms on truck finance. Don’t search the market endlessly for a loan that kind-of fits your needs – hand the whole process over to our expert brokers and we’ll find you a perfectly-customised solution with the best rate available on the market.
Looking for one truck or a full fleet? Get started today with your very own, personalised Jade Finance broker who will work in your best interests at every stage of the loan process.
Quick and Easy Applications and Approvals for Commercial Truck Finance
By choosing Jade Finance for your truck loan, the application process is simple and straightforward. Just give your dedicated broker all the necessary information regarding your business and the vehicle being purchased and sit back while we source the best quotes, arrange fast approvals, and assist with settlement to expedite delivery of the vehicle.
Don’t forget we offer pre-approval if you’re planning to buy at an auction, show or from a private seller. To obtain estimates prior to applying for finance, use our handy online commercial truck loan calculator. To apply for truck finance today, submit your details via our online system or by phone with one of our dedicated brokers.
| Lender | Loan Product | Interest Rates From | Monthly Repayment |
| Dad's wallet | Truck Loans | 6.55%Fixed Rate | $587.69 MONTHLY |
| Dad's wallet | Business Loans - Unsecured | 14.95%Fixed Rate | $712.91 MONTHLY |
| Dad's wallet | Business Loans - Secured | 6.85%Fixed Rate | $591.92 MONTHLY |
| Dad's wallet | Overdraft - Non Bank | 14.95%Fixed Rate | $712.91 MONTHLY |
| Dad's wallet | Chattel Mortgage | 6.85%Fixed Rate | $591.92 MONTHLY |
| Dad's wallet | Operating Leases | 6.85%Fixed Rate | $591.92 MONTHLY |
THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 26/02/2025 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
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Your Truck Financing Specialist
When you need to pay for something quickly or make a purchase so you can grow your business, putting the bill on your credit card isn’t always the best option.
Talk to the team at Dad’s Wallet about a car or business loan that will help you achieve your goals in the most cost-effective way
possible.
As the experts in this space, we can help you get your desired results, fast.
Better Rates, Better Truck Loan Rates
Each credit facility provides its own unique set of features. Prior to selecting a facility, our expert brokers recommend consulting with an accountant to select the most appropriate product for your specific business.
Testimonials
Hear from our clients
Dad’s wallet helped to lodge over $1 million worth of loan applications during our first month of business alone.
FAQs
What types of trucks and brands of trucks can be financed with Dad's wallet
We have financing options for a wide variety of trucks, including light, medium and heavy-duty trucks. If you’re looking to purchase a new or used truck, Jade’s expert brokers can tailor a loan to suit your specific business needs.
What are the best truck loans in Australia?
Businesses can finance heavy vehicles with their choice of Lease, Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage. The best option will be the loan type that suits the tax, balance sheet and accounting approach of the enterprise.
Is Australia truck finance the same for all types of vehicles?
The same credit facilities are used to fund all types of vehicles. The specifics of the funding – interest rate, approved amount, terms and conditions, can vary with the applicant’s profile and with the age and condition of used vehicles.
Can I get a loan for a truck and a trailer combined?
Where a truck and trailer are purchased as one unit from the same dealer at the same time, lenders generally provide a single loan for the acquisition.
What is the truck loan interest rate in Australia?
Interest rates on heavy vehicle funding vary with the different credit types and with the credit profile and strength of individual applications. There is no general rate.
Is Australia truck finance the same for all types of vehicles?
The same credit facilities are used to fund all types of vehicles. The specifics of the funding – interest rate, approved amount, terms and conditions, can vary with the applicant’s profile and with the age and condition of used vehicles.
Can I get a loan for a truck and a trailer combined?
Where a truck and trailer are purchased as one unit from the same dealer at the same time, lenders generally provide a single loan for the acquisition.
What are the best truck loans in Australia?
Businesses can finance heavy vehicles with their choice of Lease, Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage. The best option will be the loan type that suits the tax, balance sheet and accounting approach of the enterprise.